that is only going to get us through until next year. then we are worse off next year than we are now. then, who is going to say no? at a certain point, we will say no. it was like if there was an iceberg in front of the ship. if there is an iceberg and you see it and you know it is there, when you have to answer for all the spending you have made, if you know that day is coming, would it not make a lot more sense to get your house in order now? you see people take their credit card and they cannot control themselves. they put it in the freezer so they cannot get at their credit cards. they cut them up. i am telling you, we should not only freeze it, we should cut them up, we should say no, you cannot have access to those cards. [applause] you are the ones that have to go out and get the second and third and fourth jobs to pay off all of their spending. all of their spending did not result in any jobs. barack obama told us, give me a trillion dollars, he wanted borrowing authority. there was no money to give him. he borrowed a trillion d